Senior Risk Analyst- SAS- Credit Cards- £50,000, Birmingham
Key Responsibilities Deputise for the Risk Manager and represent the department at relevant forums and discussions Take a lead role in the Consumer finance Risk team assisting in the delivery of targets Assist in the development and monitoring of loss forecasting. Develop and recommend risk policy across the account lifecycle. Develop, recommend and monitor risk strategies which maximise revenue whilst minimising bad debt. Provide portfolio management reports which evaluate the risk profile of the Customer base. Provide analysis to improve the impact of strategies set. Provide MIS which is used to update senior management on the risk status As requested, liaise with other departments or external organisations e.g. Credit Bureau on relevant issues. Liaise with Operational teams as requested to ensure that policies and procedures are being complied with in an efficient manner. Supervise risk analysts as requested, taking responsibility for the work that they undertake. Assist in the development of the risk analysts and help maintain a high level of motivation within the department. Keep abreast of new developments and regulatory issues.